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Perspectives on mortgage operations, quality control, technology, and market trends from the Consolidated Analytics team.
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Driving Continuity of Customer Service and Compliance in Loan Transfers
Current market conditions continue to make servicing loan portfolios a coin toss. Many originators strive to maintain control of loan servicing, since…
URLA/1003 Changes Are Kind of a Big Deal. Here’s What You Need to Know.
February 1, 2020 is the deadline to comply with URLA/1003 changes. While that deadline may seem reasonable, we all know better. When…
Consultant’s Corner: Seven Personality Traits of an Effective Mortgage Industry Consultant
The Consultant’s Corner is a blog series written by Consultants for Consultants. The blog articles provide personal opinions and experiences of individual…
Why Isn’t My Cost Per Loan Coming Down?
According to the Mortgage Bankers Association, the average net cost to originate a mortgage (all loan types) in the fourth quarter 2018…
Understanding the Role of Quality Control in Mortgage Operations
What is Quality Control in Mortgage Operations? Key Components of Effective Quality Control Best Practices for Implementing Quality Control Benefits of Quality…
A Strategic Approach to Safety-and-Soundness in Today’s Market
The U.S. mortgage market is shifting into a new cycle, marked by stabilizing rates, increased origination activity, and renewed competition. Lenders are…
Understanding RMBS Due Diligence
Let’s talk about RMBS due diligence—Residential Mortgage-Backed Securities for the uninitiated. It’s not a flashy topic, but understanding the details here can…
Navigating Regulatory Waters with Robust Quality Control
Government Regulatory Agencies such as the CFPB, HUD, FHFA, and OCC issue guidance and updates to clarify existing laws and regulations and…
Empowering Homeownership: The Crucial Role of a Lender’s Quality Control Progra
In the complex landscape of the mortgage lending industry, a robust Quality Control (QC) program stands as a linchpin, ensuring compliance with…
Driving Continuity of Customer Service and Compliance in Loan Transfers
Current market conditions continue to make servicing loan portfolios a coin toss. Many originators strive to maintain control of loan servicing, since…
When Everyone Has Different Numbers, No One Has the Right Ones
There’s a meeting that happens in almost every organization. Someone presents the revenue figure. Someone else has a different one. A third…
What Manual Reporting Is Actually Costing You
Spreadsheets aren’t free. They feel free. Your team already knows how to use them, the process is familiar, and the reports do…
What the Fed’s Summer Pause Means for Servicers’ Q3 Capacity Planning
The Fed’s July statement was the shortest in recent memory. That brevity is the story. At the July 28-29 meeting, the FOMC…
The Foreclosure Data Is Talking. Is Your Default Operation Listening?
ATTOM’s Mid-Year U.S. Foreclosure Market Report just dropped, and the trend line is unambiguous. Foreclosure filings are up 21% in the first…
Execution Is the New Differentiator in Today’s Mortgage Market
For years, the mortgage industry has been defined by clear cycles: When volume surged, the focus was speed. When volume contracted, the…
Mortgage Fulfillment – Why a Variable-Cost Model Makes Sense
Mortgage Fulfillment – Why a Variable-Cost Model Makes Sense When it comes to the mortgage business, controlling costs is critical. Outsourcing services…
Business Process Services (BPS): Why It’s a Smart Investment
Sometimes, it pays to focus on what you do best while leaving specialized tasks to experts. That’s where Business Process Services (BPS)…
Transforming the Mortgage Industry: How Outsourcing is Changing the Game
The mortgage industry is critical in powering homeownership and fueling the economy. But let’s face it—this industry is no stranger to challenges.…
Snapshot: 2021 Mortgage Servicing COVID-19 Rule Impact
On June 28, 2021, the Consumer Financial Protection Bureau (CFPB) issued its “2021 Mortgage Servicing COVID-19 Rule,” protecting borrowers against financial distress…
State of the Market: A Collection of Mortgage Forbearance Commentary
What is the word on the street about the state of the mortgage market and what are lenders and servicers doing to…
Ask Tara: Why is Government Insuring Popular & Practical?
Back-office mortgage loan origination processes are known to be somewhat cumbersome, but some origination processes, like government-insuring, require an even higher level…
Why Isn’t My Cost Per Loan Coming Down?
According to the Mortgage Bankers Association, the average net cost to originate a mortgage (all loan types) in the fourth quarter 2018…
Mortgage Operations in 2026: Why Process + Technology Will Define Winners
Mortgage Operations in 2026: Why Process + Technology Will Define Winners Mortgage operations are entering 2026 under sustained pressure. Margins remain tight.…
Mortgage Technology in 2026: From Automation to Intelligence
The mortgage industry spent the last several years digitizing. In 2026, the focus shifts from moving faster to working smarter. Mortgage technology…
Top Trends Shaping Mortgage Technology
How lenders are using intelligent automation, cleaner data, and human expertise to scale smarter As 2025 draws to a close and the…
Your Loan Documents Know More Than You Think
Turning Document Data Into Smarter, More Confident Lending In today’s mortgage environment, defined by tight margins, fluctuating volumes, and increasing regulatory scrutiny,…
Hybrid Intelligence: The Edge Mortgage Lenders Need Now
Despite constant market swings, mortgage lenders face a familiar challenge: cut costs, move faster, and stay compliant. While many tools promise efficiency…
Tech Transformation Moves Up the Mortgage Business Bucket List
For some lenders and servicers who have delayed modernization, 2020 and 2021 have become the year(s) of technology advancement. Some may point…
Future-proofing the Mortgage Platform Decision
In the course of a mortgage originator’s business, few decisions are more important than selecting a Loan Origination System (LOS) system and…
URLA/1003 Changes Are Kind of a Big Deal. Here’s What You Need to Know.
February 1, 2020 is the deadline to comply with URLA/1003 changes. While that deadline may seem reasonable, we all know better. When…
The Market Is Shifting. Are You Built to Move With It?
The mortgage market continues to operate in a state of recalibration. Volume remains uneven. Margins are tight. Regulatory expectations are evolving. Borrower…
What Today’s Lenders Need Most
The mortgage industry is moving fast. With every market cycle, whether rates rise, fall, or stall, the picture of what lenders need…
Happy International Women’s Day!
On this International Women’s Day, Consolidated Analytics is thrilled to spotlight some remarkable female players who drive our organization’s success and foster…
Consolidated Analytics Consultant Career Fair: A Quick Recap & Video
We had a wonderful career fair for industry professionals interested in Consulting for Consolidated Analtyics mortgage, banking, credit union, lender, and servicer…
Consolidated Analytics Hosting a Career Fair for Mortgage Industry Consultants
~ Career Fair Provides Insight on Consultant Qualifications, Requirements, Roles & Projects ~ Anaheim, CA. May 4, 2021- Consolidated Analytics, an end-to-end…
It’s Giving Tuesday and Home is Where the Heart Is. Here Are 5 Ways to Help Homeowners Today & Any Day
It’s Giving Tuesday, and it is no secret that many Americans are hurting. The virus has attacked more than the health of…
Demand for Mortgage Talent Converges with the Mortgage Professional’s Desire for Change: Is Consulting in Your Future?
– Check out the self-assessment at the end of this blog! – The novel coronavirus is creating a shift in mortgage industry…
4 Ways to “PUSH” Your Virtual Mortgage Project Forward
Project management in the mortgage industry is often highly complex and requires that teams, processes, compliance experts, and technology work together effectively…
Consultant’s Corner: Seven Personality Traits of an Effective Mortgage Industry Consultant
The Consultant’s Corner is a blog series written by Consultants for Consultants. The blog articles provide personal opinions and experiences of individual…
Navigating Uncertainty: REO Asset Management in the Face of Industry Changes
Happy 2024! Another year has passed, and those of us in the REO Asset Management industry seem to be facing another year…
Extra, Extra! Fannie Mae Releases Desktop Appraisal Factsheet!
Are you an Appraiser considering Desktop Appraisals? Wouldn’t it be great if Fannie Mae put out a factsheet to ensure you complete…
Winterization is Important. Even in Texas.
One day you are marinating in the Texas humidity, enjoying the sunshine on the back porch, and cranking up the AC in…
Overcommunicate with Your Tenant. It is Worth the Effort.
Proactively preparing your property for disaster is one thing (and we’ve covered those recommendations in the blog: When Mother Nature Gets Mad), however,…
When Mother Nature Gets Mad
If you are an investor who plans to fix and flip, buy and hold, or rent real estate property, preparing your property…