Let’s talk about RMBS due diligence—Residential Mortgage-Backed Securities for the uninitiated. It’s not a flashy topic, but understanding the details here can make or break your returns in the investment world. Think of due diligence as homework before buying a complex financial product. It’s about knowing what you’re getting into, minimizing risks, and making sure […]
Current market conditions continue to make servicing loan portfolios a coin toss. Many originators strive to maintain control of loan servicing, since it reinforces branding and provides a first line of communication to customers for retention and refinancing. With today’s higher interest rates, however, refinancing has decreased and that has slowed down the normal portfolio […]
February 1, 2020 is the deadline to comply with URLA/1003 changes. While that deadline may seem reasonable, we all know better. When a deadline for compliance is set, it usually seems distant. A problem for a later date. But then, one morning, you wake up and the deadline is tomorrow. This simply isn’t fun so […]
