ATTOM’s Mid-Year U.S. Foreclosure Market Report just dropped, and the trend line is unambiguous. Foreclosure filings are up 21% in the first half of 2026 versus the same period last year. Starts are up 18%. Completed foreclosures (REOs) climbed 33%. And foreclosure timelines are moving faster than they have in more than a decade. Let’s […]
The U.S. mortgage market is shifting into a new cycle, marked by stabilizing rates, increased origination activity, and renewed competition. Lenders are expanding into Non-QM and business-purpose lending, while institutional investors scale warehouse financing and whole-loan acquisition strategies. This growth environment presents an opportunity. But it also introduces greater counterparty exposure. In today’s market, Counterparty […]
Mortgage Operations in 2026: Why Process + Technology Will Define Winners Mortgage operations are entering 2026 under sustained pressure. Margins remain tight. Volumes fluctuate. Borrower expectations continue to rise. And compliance and investor scrutiny show no signs of easing. For operations leaders, the question is no longer how to do more. It’s how to operate […]
Despite constant market swings, mortgage lenders face a familiar challenge: cut costs, move faster, and stay compliant. While many tools promise efficiency through automation, automation alone often creates gaps, errors, and rework. Technology alone cannot solve this challenge, but hybrid intelligence can. What is Hybrid Intelligence? Hybrid intelligence pairs AI tools with expert oversight. The […]
The mortgage industry is critical in powering homeownership and fueling the economy. But let’s face it—this industry is no stranger to challenges. With shifting regulations, market fluctuations, and the growing need for accuracy, lenders have their work cut out for them. So, how do you stay ahead? One increasingly popular solution is outsourcing due diligence. […]
Government Regulatory Agencies such as the CFPB, HUD, FHFA, and OCC issue guidance and updates to clarify existing laws and regulations and address emerging challenges in the U.S. mortgage industry. Adherence to regulatory compliance isn’t just a box to check—it’s the cornerstone of successful mortgage lending operations. Effective Quality Control (QC) programs distinguish between defects […]
In the complex landscape of the mortgage lending industry, a robust Quality Control (QC) program stands as a linchpin, ensuring compliance with investor requirements and contributing to the manufacturing of high-quality mortgage loans. Quality Control also adds benefits by contributing to the American dream of homeownership and fostering strong connections within local communities. The Evolution […]
On this International Women’s Day, Consolidated Analytics is thrilled to spotlight some remarkable female players who drive our organization’s success and foster diversity. As we celebrate the achievements of women globally, we take pride in honoring the exceptional contributions of our female talents. Our promotion for this year highlights the accomplishments, wisdom, and inspiration of […]
On June 28, 2021, the Consumer Financial Protection Bureau (CFPB) issued its “2021 Mortgage Servicing COVID-19 Rule,” protecting borrowers against financial distress and guiding mortgage servicers facing large volumes of loss mitigation requests following the end of the federal foreclosure moratoria. The new rule goes into effect on August 31, 2021 (the day the moratoria […]
We had a wonderful career fair for industry professionals interested in Consulting for Consolidated Analtyics mortgage, banking, credit union, lender, and servicer clients. We had over 180 registrations to the career fair and what stood out the most was the caliber of the talent that attended the event and the fantastic questions we received. As […]
